Financial Planning That Starts With Your Life
We believe a financial plan should begin by understanding where you want your life to go — not by choosing a financial product.
A Holistic Approach to Your Financial Future
Financial EQ provides holistic financial planning and financial wellness solutions to individuals, families, businesses and organisations.
Throughout life, we make decisions that affect the way we live today and the future we are working towards. Whether those decisions involve protecting a family, building wealth, educating children, growing a business or preparing for retirement, they invariably have financial implications.
Our role is to help you understand those implications and make informed financial decisions that support the life you want to build.
“First understand where you want your life to go. Then understand the financial decisions required to get you there.”
To effectively accomplish our financial planning approach, we believe in understanding your life plan first.
It Is Not Just What Money Is. It Is What Money Does.
Financial planning can easily become focused on accumulating assets, selecting products and managing numbers.
Those things matter, but they are only part of the picture. Money ultimately has a purpose: to support the life you want to live and the people, goals and opportunities that matter to you.
That is why our relationship with a client begins with understanding the person behind the financial plan.
Understand You
We start by understanding your priorities, responsibilities, ambitions and the direction you want your life to take.
Understand the Decisions
Together, we consider the financial implications of the important decisions you make throughout life.
Build the Plan
We develop a financial strategy designed around your circumstances, priorities and long-term goals.
Work Together
Financial planning is an ongoing process. We aim to build a long-term partnership that evolves alongside your life.
Knowing What To Do Is Not Always Enough
Good financial planning requires both technical knowledge and the ability to turn that knowledge into action.
Understanding the Numbers
Financial IQ represents the knowledge and technical understanding behind a sound financial plan.
- Understanding financial opportunities
- Financial planning and strategy
- Understanding risk and protection
- Investment and wealth knowledge
- Making informed financial decisions
Turning Knowledge Into Action
Financial EQ involves your awareness, beliefs and behaviour around money and the emotional elements behind your financial decisions.
- Understanding your relationship with money
- Becoming aware of financial behaviour
- Aligning financial decisions with your goals
- Developing better financial habits
- Putting your financial plan into practice
A Partnership Built Around Your Future
Financial decisions are rarely isolated decisions. They are part of the bigger picture of your life.
We work alongside our clients to understand that bigger picture and provide the knowledge, guidance and financial planning needed to make confident decisions.
Holistic
We look at your overall financial life rather than approaching planning as a collection of individual products.
Personal
Your circumstances, goals and priorities are unique. Your financial plan should reflect them.
Educational
We want you to understand your financial decisions rather than simply being told what to do.
Long-Term
As your circumstances change, your financial strategy should be able to evolve with you.
Financial Planning for People & Businesses
Our holistic approach allows us to support both personal financial goals and the financial needs of businesses and their people.
Individuals
Financial planning designed around your goals, income, responsibilities and future.
Families
Protect the people who matter to you while planning for education, wealth, healthcare and your family's long-term security.
Businesses
Financial, employee benefit and wellness solutions for businesses, employees and organisations.
Registered Financial Service Provider
Financial EQ (Pty) Ltd. is a registered Financial Service Provider in South Africa.
Let's Talk About Where You Want Your Life To Go
Tell us about your goals and let us help you understand the financial decisions that can move you towards them.